Our Services
Prior to Closing
Prior to Closing
Prior to Closing
- Conduct Title Search
- Coordinate all aspects of title services with appropriate parties
- Prepare all necessary documents
- Schedule settlement
During Closing
Prior to Closing
Prior to Closing
- Account for all funds
- Review closing documents
- Disburse all mortgage loan or sale proceeds
After Closing
Prior to Closing
After Closing
- Satisfy all lender requirements
- Record Transfer Documents
- Issue Title Insurance Policy
About Us
Marcia Allen
Owner and manager of Fulton County Title, LLC, Marcia Allen has 31 years’ experience in the title industry. Prior to coming to work at Fulton Title Company in 2015 and later purchasing the company in 2019, Marcia owned and operated Allen Abstract & Title Co. in Oregon County, Missouri for 19 years. She received her Bachelor of Science Degree from Missouri State University, and has held a Certified Residential Appraisal License and a Missouri Real Estate Broker’s License. Marcia attributes her dedication and devotion to the title industry to having always been around the real estate business, beginning with her parents who have been real estate agents for over 60 years.
Jessica Rudd
A Licensed Agent with Fulton County Title, LLC, Jessica has 25 years’ experience in the title industry. She started as a title researcher for Allen Abstract and Title, Co. in Oregon County, Missouri, eventually working as a title examiner.
Jessica’s first job was working for Marcia’s dad as a receptionist at United Farm Agency, typing legal descriptions and preparing deeds. She has also worked as a mapper for the county assessor and has held a license as a Certified Residential Appraiser. She started working for Fulton Title Company, in Salem, Arkansas in 2014, and then for Fulton County Title, LLC in 2019. Jessica’s parents were real estate agents and also managed a title company in the early 70s.
Suzette R. Burk
Suzette grew up in California and Nevada, where her mother sold real estate. Her first job was as a receptionist for a Real Estate office and her grandfather taught her to read legal descriptions from the foreclosure notices in the newspaper. Suzette attended University of Nevada, Las Vegas, then moved to Missouri, then Fulton County, Arkansas, where her husband grew up. Suzette became a Licensed Agent in February 2020. In her spare time, she loves working on family genealogy and has started transcribing documents for the National Archives.
Title Insurance
Why Title Insurance?
Owning real estate is one of the most precious values of freedom in this country. You want the assurance that the property you are buying will be yours. Other than your mortgage holder, no one else should have any claims or restrictions against your home.
Title insurance is issued after a careful examination of the public records. But even the most thorough search cannot absolutely assure that no title faults are present, despite the knowledge and experience of professional title examiners. In addition to matters shown by public records, other title problems may exist that cannot be disclosed in a search. Title insurance eliminates any risks and losses caused by faults in title from an event that occurred before you owned the property.
Title insurance is different from other types of insurance in that it protects you, the insured, from a loss that may occur from matters or faults from the past. Other types of insurance such as auto, life, or health cover you against losses that may occur in the future. Title insurance does not protect against any future faults, but does protect you from risks or undiscovered interests. Another difference is that you pay a one-time premium for a policy that remains effective until the property is sold to a new owner - even if that doesn't occur for decades.
How much does title insurance cost?
The insurance commission approves and controls the premiums for title insurance policies. The premiums are paid only once and the cost depends upon the purchase price of the property and the policy amount must be equal to the purchase price.
What is a Lender's Policy?
What does an owner's policy provide?
What is a Lender's Policy?
A lender's policy, also known as a loan policy or a mortgage policy, protects the lender against loss due to unknown title defects. It also protects the lender's interest from certain matters which may exist, but may not be known at the time of the sale.
This policy only protects the lender's interest. It does not protect the purchaser. That is why a real estate purchaser needs an owner's policy.
What is an owner's policy?
What does an owner's policy provide?
What is a Lender's Policy?
An owner's policy protects you, the purchaser, against a loss that may occur from a fault in the ownership or interest you have in the property. You should protect the equity in your new home with a title policy.
What does an owner's policy provide?
What does an owner's policy provide?
Why the seller needs to provide title insurance
Protection from financial loss due to demands that may be charged against the title to your home, up to the cost of the title policy.
Payment of legal costs if the title insurer has to defend your title against a covered claim.
Payment of successful claims against the title to your home covered by the policy, up to the cost of the policy.
Why the seller needs to provide title insurance
Why the seller needs to provide title insurance
Why the seller needs to provide title insurance
Any purchaser will need evidence that his investment in your property is free of title defects. The title insurance policy that you provide the purchaser is a guarantee that you are selling a clear title to your real estate, unencumbered by any legal attachments that might limit or jeopardize ownership. It will reassure your purchaser that he or she is protected from any risks or losses and could help you close your deal.
Why the buyer needs title insurance
Why the seller needs to provide title insurance
Why the buyer needs title insurance
Without title insurance, you may not be fully protected against errors in public records, hidden defects not disclosed by the public records, or mistakes in examination of the title. As a result, you may be held fully accountable for any prior liens, judgments or claims brought against your new property. If this should occur, your title policy insures that you will be defended at no cost against all covered claims up to the amount of the policy.
What does title insurance protect from?
Undisclosed heirs
Forged deeds, mortgages, wills, releases and other documents
False impersonation of the true land owner
Deeds by minors
Documents executed by a revoked or expired Power of Attorney
False affidavits of death or heirship
Probate matters
Fraud
Deeds and wills by persons of unsound mind
Conveyances by undisclosed divorced spouses
Rights of divorced parties
Deeds by persons falsely representing their marital status
Adverse possession
Defective acknowledgements due to improper or expired notarization
Forfeitures of real property due to criminal acts
Mistakes and omissions resulting in improper abstracting
Errors in tax records
Order Form
Contact Us
Fulton County Title, LLC
122 West Locust Street, Salem, Arkansas 72576
PO BOX 747 P: 870-895-2545 F: 870-895-2546
Hours
Monday - Friday: 8:00 AM - 4:30 PM
Privacy Policy
Thank you for visiting Fulton County Title, LLC’s Website and reviewing our privacy policy. Your privacy is of great importance to us and our website has been developed with that in mind. We recognize your right to know what information is being collected about you and how that information will be used. While information is the foundation of our ability to provide exceptional service, our most important asset is our customers' trust. Fulton County Title, LLC. is committed to protecting your privacy rights when using the Fulton County Title, LLC. service. Our privacy policy may be updated from time-to-time, and you should check this page periodically for any changes.
The Fulton County Title, LLC. Website will contain personally identifiable information (name, e-mail address, or other unique identifier) only if specifically and knowingly provided by you. In some cases, the personally identifiable information you provide will be used to merely respond to your electronic inquiry and will not be maintained. In other cases, the personal information is necessary to provide you with the Fulton County Title, LLC. service.
Access to your personal information on the Fulton County Title, LLC. Website is password protected. We recommend that you not divulge your password to anyone. By not sharing your password, you will prevent others from accessing your personal information.
If you do nothing during your visit but browse through the Website and read the information contained on the Web pages, we will gather certain information about your visit automatically. This information does not identify you personally. We automatically gather the Internet domain (for example, "companyx.com" if you use a private Internet access account, or "myschool.edu" if you connect from a university's domain) and IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web) from which you access our Website, the date and time you access our site and the pages you visit.
Fulton County Title, LLC. utilizes cookies solely for security and authentication purposes between Fulton County Title, LLC. and you. The transmission of this cookie is made from Fulton County Title, LLC. to you in an encrypted manner. Fulton County Title, LLC. does not utilize cookies in any way to collect or gather any information pertaining to your Internet use, trends, tendencies, habits, or sites visited.
If you send an electronic mail (e-mail) message that includes personally identifying information, for example, in an e-mail message containing an inquiry, we will use that information to respond to your inquiry. In addition, in some cases, it may be used to send you follow-up information about products and services in which you have expressed an interest. Remember that e-mail is not necessarily secure against interception. If your communication is very sensitive, or includes information such as your bank account, charge card, or social security number, you should send it by mail unless our website indicates the site is secured.
Where our website allows you to use services or request information electronically, we will collect the information needed to fulfill your order or request, just as though your order or request had been made on paper. That information will be secure in transit to us and once received.
Websites that are provided and maintained exclusively by the third-party vendors are not subject to this privacy policy. Please review the third parties' privacy policy to understand their personal information handling practices. We make no representations concerning the privacy policies of these third-party websites.
We do not sell customer lists or pass on other personal information to third party advertisers.
We may disclose any personal information if required or permitted to do so by law or in the good-faith belief that such action is necessary to (a) comply with legal processes served on us or otherwise comply with the law; (b) protect and defend the our rights or property or the rights or property of Fulton County Title, LLC’s users, and (c) act under exigent circumstances to protect the personal safety of Fulton County Title, LLC’s users or the public.
The Fulton County Title, LLC. Website is intended for exclusive use by adults with a bona fide interest in marketing services in the real estate area. Fulton County Title, LLC. does not knowingly collect any personal information from or about a child without the consent of the child's parent or legal guardian. By using the Fulton County Title, LLC. Website, the user is representing that he or she is an adult or has permission from a custodial parent or legal guardian to use the Website.
If you would like to contact us with questions or comments concerning our privacy policy, or if you believe that Fulton County Title, LLC. has not adhered to this privacy statement, please notify us by contacting the following:
Fulton County Title, LLC.
Attn: Privacy Policy
122 Locust Street
PO Box 747
Salem, AR 72576
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